Finance & Banking

The financial landscape is being reshaped as digital currencies, AI-driven finance, and decentralized systems challenge traditional models.

As trust is questioned and money becomes more programmable, and financial power shifts, the role of banks and financial institutions is evolving—from gatekeepers to facilitators of economic opportunity.

The future of finances isn’t just about efficiency; it’s about responsibility—ensuring access, equity, and trust in a system that works for more people, not just the few.

Examples of our work

  • Insurance Toward 2030 [Strategy Scenario Process]

    We helped with Topdanmark on the project Insurance Toward 2030, using horizon scanning, stakeholder interviews, and scenario planning to explore key industry shifts. Through four co-creation workshops, we identified strategic uncertainties around industry/market structure and insurance’s future role. The insights shaped strategic initiatives and contributed to Topdanmark’s later acquisition by a larger company.

  • The Strategic Foresight & Innovation Nexus for Banking [Strategy Process]

    A European bank sought to futures-prepare its long-term strategy by identifying key innovation arenas across retail, corporate, and investment banking in the CEE region. Facing shifting consumer behaviors, disruptive technologies, and geopolitical uncertainties, the project aimed to anticipate change rather than react to it. We worked to define a structured foresight-driven innovation process, making the strategy transparent, adaptable, and actionable.

  • Going Viral: Global Post Pandemic Scenarios [Scenario Process]

    We helped Pictet Asset Management prepare for a post-pandemic world by developing four futures scenarios through a virtual Strategic Foresight Process. These scenarios refined their investment strategies, addressing shifting consumer values, governance dynamics, and emerging opportunities, while positioning Pictet as a thought leader in the evolving investment landscape.

  • Rethinking the Future of Fundraising [Article]

    Fundraising is at a crossroads. With the polycrises at play, shifting donor expectations, and rapid technological change, traditional approaches are no longer enough. The future of fundraising must be smarter, more transparent, and deeply personalized—leveraging AI, predictive analytics, and blockchain to optimize donor engagement, anticipate disasters, and ensure every contribution makes a tangible impact.

How we can help you shape the futures of Finance & Banking

As financial services adapt to decentralized systems, evolving regulations, and changing consumer expectations, institutions must rethink their role—not just in transactions, but in shaping economic resilience and trust.

We help you anticipate these shifts, explore future risks and opportunities, and develop strategies to stay ahead.

Be it scenario planning for the future of digital banking, reimagining insurance models in a data-driven world, or advising pension funds on demographic and economic shifts, we provide the tools to be better prepared for the futures, today.

We work with:

Banks & Financial Institutions. Helping adapt to digital transformation, shifting regulations, and new financial ecosystems.

Insurance Companies. Exploring the impact of AI, climate risks, and behavioral shifts and associated risks.

Pension Funds. Supporting long-term strategic planning amid demographic change and new investment landscapes.

Fintech & Payment Platforms. Identifying opportunities in decentralized finance, embedded payments, and inclusion.

Regulators & Policymakers. Providing foresight on financial governance, emerging risks, and the ethical implications of AI and digital assets.